My parents keep asking me to study

My parents keep asking me to study. I study very hard and I am one of the toppers in my class and I am also improving my grades. But my parents have started asking me to study for the next class just the day after my final exams get over. What should I do?

Congratulations for your hard work which has made you one of the toppers in your class. Your parents must be very proud of you and would like to see you achieve even more, forgetting that at the age of 15 you need also to have time for sports, good friendships and relaxation. Explain your family problem to some good teacher who knows you well, and can help your parents appreciate your hard work and give you time for other necessary activities and entertainment suitable to your age.

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I don't want just a single friend

I am really close to my best friend. It's real fun to be around her and I trust her too. In fact, we have become somewhat inseparable. Now, I have realized that our friendship has distanced me from my other friends. Although I am neither close to any of my other friends nor do we share much interests but it's embarrassing and upsetting at the same time when I am no more part of our group. I enjoyed their company earlier but now I find them mostly uninteresting or too gossipy. I hate gossiping with them; their opinions and judgements unnecessarily ruin my friendship with others. I consciously choose to be away and so does my best friend, who never was a part of our group. I don't want to lose my best friend, but at the same, I don't want to be left with just a single friend. Also, some of those friends who were really close to me earlier, hardly speak with me now. Please help me.

If you consciously choose to be away from the company of your other friends because of your chosen "inseparable" best friend you should not complain about the expected negative result of being "left with just a single friend". You have taken the decision of cutting yourself off from your other friends, with whom you do not share many interests and find "mostly uninteresting or too gossipy". You have to decide what you want in life: close friends whom you can trust or non close, uninteresting and gossipy friends whom you do not like. The choice is yours.

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My father smokes

My father is an asthma patient but he smokes. When we ask him not to do so he scolds us. He is the eldest in the family so we can't tell anybody else to tell him not to. Once I told him that we love him very much and so he should stop this habit but he didn't talk to me for a week or two and finally scolded me and continued the habit. Please tell me what to do. I love him very much.

I suggest that, with the help of some other family member, you talk to your family doctor and explain the situation about your father. Doctors have the knowledge and authority to guide their patients on keeping in good health or not getting into troubles, what to do and not to do. Your father seems to be addicted to tobacco and is not able to stop that bad habit. The same happens in the case of other addictions, like alcohol or drugs. Love and support from the family is useful but not sufficient enough. Professional counselling and medical help are often necessary, too.

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He thinks I’m brainless

I have a boyfriend and we love each other very much but the problem is that he often thinks that I'm brainless; I don't have any knowledge about facing problems, I am a stupid girl, every time he is right and I am wrong. It hurts me a lot but he loves me a lot. How can I show him that I'm not brainless because I feel very sad when he says things like this?

You love a boy who "often thinks" that you are brainless; that you cannot face problems, are "a stupid girl" and always "wrong" (of course, he is. always "right"). This situation hurts you a lot yet you are convinced that you and your boyfriend "love each other very much". Love is built on mutual respect and appreciation; the one who loves should help the other in case of need, but never insult and degrade the other as he is doing. That boy has a superiority complex and is trying to make you feel inferior in order to dominate you, not to love you. If this situation continues, you will end up with depression and low self-esteem. Tell your boyfriend that you feel very sad about his attitude and that if he does, not change you will definitely end your relationship with him. It is better to be sad for some time than to be sorry for the rest of your life.

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What are the careers in commerce stream?

India has come a long way since its independence. The economy has increased tremendously. There is no doubt that the number of commerce courses have increased as well. More than 2 lakh students applied for commerce courses in the past year. The new GST plans put up by the government have not only been giving more importance to commercial studies but it has also given rise to different new programmes.

Commerce courses have always been coveted by people who just want to make a lot of money. However, after some years, a few quit the career because they could not find any job satisfaction. This is because a number of them joined the career for the wrong reasons. Yes, most of the commerce courses are money-making courses but if your personality suits a career with much more exposure or a career that is outgoing and much more than a career that requires you to work 9-5 in an office sitting in front of a computer, you will never get satisfaction, and may quit the career looking for a new one. Hence, when you choose any career in commerce, remember to choose it only if you are genuinely interested in it.

C.A. se Hatke!

Chattered Accountancy is one of the most profitable courses among the commerce courses. Many of the students who choose commerce first choose it because CA is their end goal. However, many join it because they do not know other alternates. Here are the few alternate careers to CA:

Actuarial Science: Actuarial Science is a discipline that assesses financial risks in the insurance and finance fields, using mathematical and statistical methods. Actuarial science applies the mathematics of probability and statistics to define, analyse, and solve the financial implications of uncertain future events. In order to pursue it you will have to take Commerce with Maths, after which you have multiple options. They are B.Sc. in Actuarial Science, Bachelors in Accounting and Finance (BAF), after which you could pursue an MBA or Masters in Actuarial Finances.

Banking: Everyone knows what banking is. Working in a bank in various capacities has been a prestigious career for many years. In order to have a career in banking you have to take commerce and a bachelor's degree in either B.Com, or BAF post which you could either take your Bank PO exam or SBI/RBI exam or simply pursue an MBA in Finance.

Business Administration: If you want to be part of building and growing an organization or business, Business Administration is for you. You could be part of marketing or sales for the business, or the day to day operation in the organization or even hire and sustain employees. You could pursue it by doing a Bachelors in Business Administration after which you can pursue Masters in it and specialize in any field you might be interested in.

Company Secretary: A company secretary is responsible for the smooth functioning of administration of the organization. They have their responsibilities in the financial and legal functions of the organization. In order to be a company secretary you will have to finish your 12th in commerce followed by a course in company secretary from the Institute of Company Secretaries of India.

 

Economics: Economics is the social science that studies how people interact with value; in particular production, distribution, and consumption of goods and services. As a career you could either teach economics or conduct research on a topic. To become an economist, you will have to take up economics in either Arts or Commerce in 11th and 12th, followed by a Bachelor's in Arts/ in Economics, then a Masters in the same and then a Ph.D. in Economics.

Finance Management: Financial Management refers to the strategic planning, organizing, directing, and controlling of financial undertakings in an organisation or an institute. It also includes applying management principles to the financial assets of an organisation. You could also apply these principals to manage the personal finances of individuals who are looking for insurance options and investment management.

Once you are done with commerce in 11th and 12th you have three options; Bachelor's in Commerce (B. Com), Bachelor's in Accounting and Finances (B.A.F) or Bachelor's in Financial Management (B.F.M), followed by any of those courses you can pursue an MBA in Finances.

Forensic Accounting: As a forensic accountant, you will be working in the Indian Revenue Services (IRS). You will be tasked with protecting people from tax and other financial frauds. You will also be tasked at making sure people obey the laws of the country and manage their finances in accordance with these laws. In order to have career in the IRS, you have to take up Commerce in 11th and 12th followed by a Bachelor's in any of the commerce courses (B.Com, BAF, BFM, BBA). Once you are 21 years of age you can give your IRS exams.

Human Resource Management (Payroll): As a Human Resource Manager you will be in charge of hiring employees and sustaining them in the organization. In the Payroll department, you will be in charge of managing the employees' salaries including other finance-related issues of the employee which include their provident fund and employee taxes. In order to have career as an HR you need to purse commerce in 11th and 12th followed by either B. Com. or BBA and then an MBA specialising in Human Resources.

Yes, Commerce is all about the money; however, patience is another very important aspect. Choose Commerce only if you are a person who is comfortable with working indoors for long hours and if you're good at Maths.

Credit : Darryl D'Souza (The Teenager Today)

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I want to have a promising future

I'm a 15-year-old girl. I got into a relationship two months ago with a guy. We only chat online or talk on the phone. I have not told my parents about him. I have always been a brilliant student. My friends tell me that being in a relationship would ruin my future. I want to be happy and have a promising future.

Looks like you do know what you want - but your friends' advice seems to have put you in a dilemma.

One of the ways relationships affect our present, and consequently our future is when we have unhealthy relationships. When a relationship comes along, we may be so attracted that we make the other person the centre of our lives and neglect all other things studies, friends, family, career and personal growth. This becomes unhealthy when we begin to emotionally depend on the other person to fulfill all our needs. It is like putting all one's eggs (hopes, dreams, needs) into one basket and when the basket falls, all the eggs shatter. A good thing to do now is to focus on being friends. It can be a special friendship but let it not be your only friendship. Do introduce him to your parents and your friends. Take things slow and steady... there is no rush.

Ensure that you focus equally on your studies and career, have your family time, time with other friends - which he may or may not be a part of. All of these are equally important. This may mean that you sometimes say 'No' to him (also permit him to say 'No' to you). If he truly cares, he will accept and support you.

If you are able to keep this balance and have a healthy relationship, you will be happy and have a promising future.

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